"Website" is defined as www.amigosfinserv.com and
all the sub-domains hosted on this domain.
The firm Amigos Finserv is the owner of this website viz. www.amigosfinserv.com and will be hereinafter
referred to as either "AF" or "the firm" as the case may be.
A "User" is defined as anyone who accesses the website of www.amigosfinserv.com and any of its domains and
sub-domains. Such user may be any type of user viz., internal employee, contractor,
freelancer, journalist, customer being an individual, firm, company or any other entity,
prospective customer of this website being an individual, firm, company or any other entity
and for sake of brevity all users are hereinafter referred to collectively as "user" or
"users" as the case may be. Everywhere in the website where we state the words "you" or
"your" it is being referred to you as user / users of the website as the context may be. AF
reserves the right to select the user of this website and take decision as to whether to
permit or not to permit any user to use services provided on this website.
A "Registered User" is defined as anyone who has registered with the firm by providing
personal identification details.
A "Contributor" is a registered user who may make comments and publish information via
facilities offered by the website in its primary domain or sub-domains.
The "Content/s" is defined as everything a user sees and / or reads on the website. This
includes information, data, software, photographs, graphics, text, images, logos, icons,
typefaces, audio and video material, reports, service delivery reports, annexure/s whether
available freely or purchased by the user and in general any other material in any page and
in general the entire website.
The "location" is defined as the primary premises from where the website www.amigosfinserv.com is maintained by AF. The
location is C-23, Godavari, 1st Carter Road, Borivali (East), Mumbai - 400066, INDIA.
any other rules and terms as specified in the website is applicable to the user/s even if
the user has not read this entire section of legal & disclaimers. By virtue of users using,
reading, utilising information and services of this website you agree to all terms,
conditions and restrictions that have been enforced now and any amendments made to it in
Content Ownership & Copyrights:
Users acknowledge and agree that this Website contains content and such content is the
property of the firm. It is protected by copyrights, trademarks, or other proprietary rights,
and that these rights are valid and protected in all forms, media, and technologies existing now
or later developed. The compilation (meaning the collection, arrangement, and assembly) of all
content on this website is the exclusive property of AF and is protected by Indian and
International copyright laws.
User/s may not copy, modify, remove, delete, augment, add to, publish, transmit,
participate in the transfer, license or sale of, create derivative works from, or in any way
exploit any of the content, in whole or in part. No part, content, information or material of
this page or website may be used for any purpose other than discussion and/or interaction with
the firm as may be allowed / permitted on the website.
The contents must not be copied or distributed, transmitted, transcribed, stored in a
retrieval system, translated, in any form or by any means, electronic, mechanical, magnetic,
manual or otherwise, without the express written permission of AF. Any breach of the above would
be an illegal act and subject to legal action and consequences.
The information provided on this website is not intended for use outside India, or in any
jurisdiction where such distribution or use of information provided would be contrary to law or
regulation or which would subject AF or any affiliate to any registration requirement within
such jurisdiction or country. This website is operated by AF from its office in Mumbai, India,
and the information on this website may not be appropriate for use in or from jurisdictions
These terms and conditions and any issues relating to the information available on this
website, are to be governed exclusively by the laws of the Republic of India. The use of this
website constitutes user/s irrevocable agreement that the tribunals located in the city of
Mumbai, have the sole and exclusive jurisdiction over any dispute relating to this website and
the information contained in it.
This website and its contents are for information and educational purposes only. Neither the
information nor any opinion contained on this website constitutes any kind of advice, a
solicitation or offer pertaining to any industry or pertaining to buying or selling any goods,
product/s, equity shares, mutual funds units, insurance products, securities, futures, options
or for that matter any product available anywhere in the world and offered by any institution
whether Indian or foreign. The same may not be used to conclude any commercial transactions
including buying, selling, redemptions, pledges etc.
Investments are subject to inherent risks; an investment discussed and/or recommended
somewhere may not be suitable for all user/s. The person using the information provided on this
website may take investment decision after considering his investment objectives, risk factors
and as per the professional advice sought. You are specifically advised to seek professional
financial advice regarding the appropriateness of investing in any securities or investment
strategies discussed or recommended in this website and should understand that statements
regarding future prospects may not be realized.
AF is not using this website to provide any advice whatsoever, and no information or
material on this website may be relied upon for the purpose of making or communicating any
investment or business decisions. The information, opinions and material provided on this
Website are subject to change without any prior notice.
AF or its employees, affiliates, directors and persons involved in preparation in this
information may buy or sell or take possession in investment instruments dependent or
independent of the opinion and information contained in the Website at any time.
If you choose to subscribe to any online services consider them as a guideline and you will
be responsible for any decision you take based on the information provided in the website, its
reports and any other service outcome. This will be applicable now and to any amendments made
under this clause in future.
Limitation of Liability:
The information and materials contained on this Website are provided "as is," and AF does
not warrant the accuracy, adequacy or completeness of any such information and materials, and
expressly disclaims any liability whatsoever for any misrepresentation, inaccuracy,
falsification, errors or omissions in such information and materials. Any dated information is
published as of its date only, and we do not undertake any obligation or responsibility to
update or amend any such information. No warranty of any kind, implied, express or statutory,
including but not limited to the warranties of non-infringement of third party rights, title,
merchantability, fitness for a particular purpose and freedom from computer virus, is given in
conjunction with the information and materials.
AF does not warrant that use of the website will be uninterrupted or error-free. Users are
responsible for taking all precautions necessary to ensure that any information and materials
they may obtain from or through this website is free of viruses and other disabling
contamination. In no event will AF be liable for any damages, including without limitation,
direct or indirect, special, incidental, or consequential damages, losses or expenses arising in
connection with this website or its use, or the inability to use, by any party, or in connection
with any failure of performance, error, omission, interruption, defect, delay in operation or
transmission, computer virus or line or system failure, even if AF, or its representatives, are
advised of the possibility of such damages, losses or expenses.
A person relying on the website and any content available through the website does so solely
at his own risk. The Firm, each of its officers, directors, subsidiaries, affiliates, agents, or
licensors shall not be liable for incidental, indirect, consequential, special, punitive,
exemplary damages, or any damages whatsoever, including but not limited to damages for lost
revenues or profits, loss of business or loss of data arising out of or in any way related to
the use and performance of the website or for any claim, loss or injury based on errors,
omissions, interruptions or other inaccuracies arising out of the use of the website, whether
based on contract, tort, negligence, strict liability or otherwise. You are requested to use
your own discretion before initiating any action based on the report/data viewed on the
The content of research reports, articles and the interpretation of data are solely the
personal views of the contributors and the same may not be treated as the views of AF.
AF does not warrant that the online services and the recommendations stated therein will be
bug-free or error free. AF will make best effort to ensure that the website and all calculations
are working properly however at any point in time should the website or calculations in its
online services do not work properly the user/s waive all rights irrevocably to AF for any sort
of remedy and / or compensation whatsoever whether legal or otherwise.
As user/s of the website you may use any third-party links contained on this website at your
own risk. The content to which you link has not been developed, checked for accuracy or
otherwise reviewed by AF, which makes no guarantees or representations as to, and shall have no
liability for, any third-party website, including without limitation, the accuracy, subject
matter, quality or timeliness of any electronic content. You hereby waive any claim you might
have against us with respect to such other websites.
This website is not intended for use by children and minors. Parents are requested to ensure
that personal information is not provided by minors on AF website. However, this does not intend
to prohibit information on minors and children being provided by the parents with respect to any
product or service offered by AF or any other third party permitted to offer any product or
service on its site, which are beneficial to or are designed for the benefit of children and
AF owns and operates the website www.amigosfinserv.com. The services of the website are
offered to you if you are legally eligible to enter into a valid agreement and when you accept
and conditions contained herein; in the website and communicated to you over any medium or form
of communication without any modification whatsoever. Please carefully note that by using this
website, you are agreeing to be bound by all of the terms and conditions of AF website and
Basic usage of the website inclusive of activities like reading, understanding, sharing does
not create any contractual or other legal rights in favour of any user/s as the content has been
provided for information and educational purpose only. In the event that a user has
purchased/subscribed to any service from the website of AF then the user is entitled to enjoy
the benefits of the service/s chosen.
If the service/s purchased is online service/s then under no circumstances can the user/s
demand the same to be offered by the firm on a customised and / or offline basis. If for any
reason the user is unable to use the service/s that have been purchased/subscribed the firm
shall provide all the guidance needed over phone / email to the user/s. If there is any
technical issue the firm will ensure that any such issue/s are resolved at the earliest. If for
any reason the firm is not able to resolve the issue the firm will at its discretion offer the
same service to the user in an offline mode or any other mode of delivery deemed appropriate by
the firm. This statement and the policies outlined herein are not applicable to any other
third-party user who uses the services on behalf of any other user.
If the service/s purchased/subscribed is an offline service then the firm will deliver the
service as stated on the website and as per terms of the consulting agreement.
AF reserves the right to change any or all of the terms and conditions any time under which
the services are offered. In the event of such change, AF notifies all users by presenting the
revised terms and conditions on the website. You agree that it is your responsibility to
regularly review the terms and conditions and your continued use of AF services subsequent to
any such changes shall represent your agreement to such changes.
AF expressly prohibits you from any unauthorized commercial use or resale of its services.
You agree to comply with all rules, regulations, statutes, codes of conduct valid as per any
local, state, national and international laws in force. User/s irrevocably agrees that they
shall make no attempt whatsoever to make any derivative work of the content/s of the website.
The user/s also agrees not to hire / instruct / induce any third party to make any derivative
work of the content/s of the website. User/s agrees to all actions taken on them by the firm
whether legal, punitive, compensation for damages as deemed appropriate by the firm should the
user/s be found making any sort of derivative work of the firm's content. User/s waives the
right to contest against the firm in such circumstances.
AF expressly prohibits you from engaging in any of the activities illustratively but not
exclusively mentioned hereunder, but not limited to:
Insult, exploit, torment, hound, intimidate or otherwise infringe the legal rights of
others. Circulate, disseminate or propagate any improper, derisive, slanderous, infringing,
vulgar, offensive, dishonest, criminal or illegal information or material.
Fabricate a fake identity to mislead anyone in respect of the identity of the sender or the
origin of a communication.
Obstruct or interrupt systems connected to the website services or infringe the rules,
policies or procedures of such systems. Try to secure unauthorized access to the services
provided by AF, computer systems or networks connected to website, other members' accounts,
through password hacking or any other method. Transmit any substance that contains viruses,
trojan horses, worms, time bombs, cancel bots, or any other harmful or deleterious programs.
Obstruct another member's use and enjoyment of the services offered by AF
Send any content governed by intellectual property laws, rights of privacy or any other
applicable law except in case you possess the rights thereto or have received all necessary
consents. Infringe any applicable laws or regulations including, without limitation, laws
relating to the information technology in India or elsewhere.
Use AF or its services to conduct surveys, promotions, competitions, pyramid schemes, chain
letters, unsolicited e-mail, or unwanted messages for profit or otherwise. Dig for or
otherwise gather information about others members, including e-mail addresses, without their
consent. Provided further, that it shall not be binding on AF to part with such information
even if the consent is obtained.
We do not sell, share, divulge, distribute, disclose any information about our Website
We know that you value your privacy and thus we make every attempt to make sure that your
data and information is secure. We do not disclose your personal information to anyone
unless it is required by law, directed by you, or necessary to provide our services to you
or on your behalf. We do not sell client personal information to anyone.
We are committed to protecting your privacy and work towards offering you a powerful, safe,
online experience. To avail services of our website you may need to create your account and
for some of the online services offered by us you will need to provide elaborate details.
Such information is provided by individuals on a voluntary basis. We make every attempt to
ensure that there are no accidents and that a person's information is not visible to any
other person. AF notifies that the information you provide to AF may be stored in a secured
server which may be shared or dedicated. AF has hosted its website on the servers and
facilities provided by the third party. AF has undertaken due diligence of the services
provided by the third party and has in good faith utilised their facilities to provide
services to its users. AF cannot under any circumstances be held liable or responsible for
any technical or other lapse or any injury caused to users due to the use of its website
which may arise from the website being hosted on platform and services provided by the third
Several methods like e-mailers, online services etc may be used to collate your information
and provide you with relevant outputs. We may also collect unnamed statistics, which does
not personally identify you. The company reserves the right to perform statistical analyses
of user behaviour and characteristics in order to measure interest in and use of the various
areas of the site and to inform advertisers of such information as well as the number of
users that have been exposed to or clicked on their advertising banners. The firm may
provide only aggregated data from these analysis to third parties.
We believe in promoting amity among users to promote collaboration and free exchange of
ideas. We may provide specific services to users to post messages, e-mails, information,
participate in chat sessions, news groups and other affinity group activities on the site
and off the site. During such activities, you may provide your personal information beyond
transmitted through these activities. While we encourage you to actively participate in such
activities, we advise you to be careful in sharing your personal information and respect the
privacy of other users as well.
Users are also made aware that certain information and data may be automatically collected
through the standard operation of AFs website and its functions and/or by the internet
servers it is hosted on or through the use of "cookies." If you choose to be a registered
user of AF you may need to accept a cookie from AF and will be subject to all such
technological issues now and in future.
AF reserves the right to change this policy at any time. If AF decides to change this
policy, such changes will be posted on this page as soon as possible. Users may note that
date announced by AF and not from the date of posting on the site.
However, users and viewers are informed that by using the web site www.amigosfinserv.com, they are deemed to have
consented to the collection and use of information by AF as stated above.
This disclaimer clause shall be applicable to any person visiting/accessing this Website
and/or a customer entering into an agreement related to availing of the services offered by
AF offers the website services for your authentic, bonafide, valid, legitimate and
personal use only. You declare that you will not use AF services for any purpose that is
unlawful, dishonest, unauthorized, improper and/or in contradiction of the terms,
conditions, and notices contained herein. For accessing certain privileged information on
this website, you will be provided with a password sent through a separate communication or
you may use the password that you have generated yourself. You are totally accountable for
all actions that take place in your account. It is entirely your responsibility to maintain
the confidentiality of your password and identification and also to inform AF without delay
of any dishonest, unauthorized or illegal use of your account. User/s is wholly responsible
for all actions or lapses that take place through your account or password, including the
content of your messages sent through www.amigosfinserv.com both online and offline. You
specifically agree to indemnify AF, its parents, subsidiaries, affiliates, directors,
officers and employees, any loss, claim, demand, or damage, including legal expenses,
incurred due to or arising out of your use of or conduct in respect the services offered by
The Firm may also make improvements and/or changes to the website provided therein at
any time. Further, the Firm shall not be considered in default of its obligations hereunder
if performance of such obligations is prevented or delayed by causes beyond its reasonable
control, including, without limitation, internet failures, computer equipment failures,
telecommunication equipment failures, other equipment failures, electrical power failures,
strikes, virus, other malicious computer code, hacking, non-performance of third parties
etc. The Firm reserves the right (but is not required) to correct any errors or omissions on
AF is not responsible per se for monitoring its services or any user's use thereof or
restrain or regulate the messages, content or subject matter of any user delivered through
the services offered by AF website. Nevertheless, AF reserves the right always to regulate,
restrain, monitor, review, retain and/or divulge any information as necessary to satisfy any
applicable rules, regulation, law, court or government order or to protect and defend its
own rights and the rights of other users or to enforce the terms of service which are
binding on all the users of AF website. AF reserves the right to terminate users access to
the site wholly or partially and/or cancel users account, at any time without assigning any
reason or giving notice whatsoever. AF is not responsible or accountable for any
intimidating, offensive, vulgar obscene, improper or illegal content or conduct of any user
or any breach of another user's privacy or privileges or intellectual property rights.
AF may have business relationship with the companies mentioned herein and may enter or
might have entered in to any contract or have any transaction in the ordinary course of its
business. To facilitate user convenience, AF may arrange for advertisements, promotions and
refer to or provide information or links to third party sites in respect of any investment
or non-investment related products or services. However this must not be construed as any
sort of endorsement from the company. For your convenience, this website may contain
hyperlinks to websites and servers maintained by third parties. We do not control, evaluate,
endorse or guarantee content found in those sites. We do not assume any responsibility or
liability for the actions, products, services and content of these sites or the parties that
operate them. Your use of such sites is entirely at your own risk.
stated elsewhere in the web site. You agree that you have read the contents of the Privacy
Policy and are bound by it in every respect.